Privacy Policy

Who we are

At O1ne Mortgage, we value your privacy and are committed to protecting your personal information. This policy explains how we collect, use, and share data when you engage with our mortgage education blog. By using our website, you consent to the practices outlined below.

Our website address is: https://learn.lancastermortgageloans.com.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://learn.lancastermortgageloans.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Cookies

If you leave a comment on our site, you can choose to save your name, email address, and website in cookies. These cookies are for your convenience, so you don’t need to re-enter your details when leaving another comment. These cookies will remain active for one year.

When you visit our login page, a temporary cookie will be set to check if your browser accepts cookies. This cookie contains no personal data and will be removed when you close your browser.

Once you log in, we will set cookies to store your login information and screen preferences. Login cookies last for two days, while screen preference cookies last for one year. If you select “Remember Me,” your login will persist for two weeks. Logging out of your account will remove the login cookies.

If you edit or publish an article, a cookie will be stored in your browser. This cookie contains no personal data and simply tracks the post ID of the article you edited. It will expire after one day.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
• Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
• Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
• From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.Sub-Headline

Policy on SMS Campaign Registration

By providing my phone number to O1NE MORTGAGE, I agree and acknowledge that O1NE MORTGAGE may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you will be able to Opt-out by replying “STOP”.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.